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Credit Expiration Tracker

Understanding the 18-month credit window and planning your exam timeline. Sources: NASBA.org, AICPA.

The 18-Month Credit Window

When you pass a section of the CPA exam, that credit is valid for 18 months from the date NASBA released your passing score. If you do not pass all four sections within the 18-month window of your first passed section, the earliest credit expires and you must retake that section.

The clock starts on the score release date, not the date you sat for the exam. This distinction matters — there can be a 2-4 week gap between your exam date and your score release.

Key Point

The 18-month window applies to each section individually. If you pass AUD on January 15, that credit expires on July 15 of the following year — regardless of when you pass other sections.

Calculating Your Expiration Dates

For each section you have passed:

  1. Find the score release date (not the exam date) on your NASBA account or state board portal.
  2. Add 18 months. That is your expiration date for that section.
  3. You must pass all remaining sections before your earliest expiration date.

Example Timeline

SectionScore ReleaseCredit Expires
AUDJan 15, 2026Jul 15, 2027
REGApr 10, 2026Oct 10, 2027
FARNot yet passed
DisciplineNot yet passed

In this example, the candidate must pass FAR and their Discipline section before July 15, 2027 — or lose their AUD credit and need to retake it.

Planning Framework

If you have passed 1-2 sections

Your 18-month clock is running. Prioritize the section you find hardest next — for most candidates, that is FAR. Getting the hardest section out of the way while you have maximum runway reduces the risk of expiration pressure on your final section.

If you have passed 3 sections

You are in the final stretch. Check your earliest expiration date. If you have less than 4 months of runway, you need to schedule your final section now and study intensively. If you have more than 6 months, you have time for a full study cycle.

If a credit has already expired

You need to retake that section. Consider your remaining valid credits and plan your retake sequence so that you complete all four sections before your next earliest expiration. This is where timeline pressure can compound — the sooner you retake, the more buffer you have.

State-Specific Variations

The 18-month window is standard across most jurisdictions, but some states have specific rules or extensions. Always verify your jurisdiction's policies through your state board of accountancy.

Some jurisdictions may offer extensions for military service, medical emergencies, or other qualifying circumstances. Contact your state board directly if you believe you qualify for an exception.

You can find your state board's contact information and policies on NASBA.org under “Contact a Board of Accountancy.”

When to Accelerate vs. When to Take Your Time

SituationApproach
< 4 months until earliest credit expiresSchedule immediately. Intensive study plan. 15-20 hours/week.
4-8 months until earliest credit expiresStandard 8-week study plan. Schedule exam for 6-8 weeks out.
> 8 months until earliest credit expiresFull study cycle. Plan strategically but start soon — runway disappears faster than expected.
No passed sections yetNo time pressure. Take the hardest section first (usually FAR) so your clock starts after clearing the biggest hurdle.

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